Mortgage Loans

Keller Williams Asheville has partnered with Movement Mortgage due to their passionate and relentless hard focus on professional excellence with a high view and value of people has made them the obvious and reliable choice.

Prequalification vs. Pre-Approval

Now that you know what you want in a home, you need to find out what you can afford. There are two ways to go about this: prequalification or pre-approval for a loan. Either way, you can contact your agent about choosing a mortgage company.


Prequalification is the simpler of the two processes. It can even be done online or over the phone. When you contact a mortgage company, they will ask you for some basic information about your finances, how much money you earn, your debt load, etc. They will take this information and give you a rough estimate of how much of a loan you might qualify for.


Pre-approval is more a more in-depth process. The lender will perform an extensive check of your finances including your credit rating, whether or not you’re a first-time buyer, what your debt load is, how much money you have for a down payment, etc. This figure will be a much more reliable estimate of what you can afford.

In most markets, pre-approved buyers are preferred over those that are merely pre-qualified. Being pre-approved lets the seller know you have gone through an extensive financial background check and there should be no unexpected obstacles to you buying their home.

Mortgage Loans - Choosing the Right One
Teela Waggoner - Movement Mortgage Consultant in Asheville NC


Mortgage Consultant

Cell: 828-989-3587
Office: 828-771-2395
efax: 828-393-0854

86 Asheland Ave
Asheville NC

Shawn Fitzpatrick - Movement Mortgage Consultant in Asheville NC


Mortgage Consultant

Cell: 828-777-6308
Office: 828-777-6308
efax: 828-393-0846

86 Asheland Ave
Asheville NC

We Are Here To Help

Our agents receive extensive training and are equipped with the latest technology to help you find your next home. Most importantly, they love working with people just like you!